While the concept of health insurance plans has been around since the early 1900s, there are constant changes that alter practices and policies in the field. These changes are largely drive by the preferences, buying habits and demands of consumers like you. Consider these five emerging trends in health insurance that are being driven by consumers:
Little mistakes can lead to large healthcare costs. And the worst part is that nobody tells you how you can avoid overpaying for health insurance. We believe that you shouldn’t have to be an expert to save money, so we’ve compiled a list of 12 common mistakes to help you steer clear of surprise bills and extra healthcare expenses.
Choosing to build a family comes with its ups and downs. There are the fun parts, like picking names and baby showers. And then there are the not-so-fun parts, like trying to answer the question – How do I pay for it all?
Figuring out who you can claim as a dependent is an important part of the Open Enrollment process. It will affect the type of health insurance coverage you’ll receive and whether or not you qualify for discounts. But claiming dependents is not as clear cut as writing down the names of every person that lives in your house.
A substantial part of the population won't feel the effect of rate hikes because of premium tax credits. Tax credits can help lower the amount you pay every month if you're buying your health insurance through the Marketplace. And we’re here to help you figure out if you qualify.
Health insurance terms are so confusing that it’s almost like it’s a foreign language. With Open Enrollment coming up, you’ve probably heard the words “on-exchange” and “off-exchange” a lot without knowing what they mean.
Signing up for a joint health insurance plan isn’t the most romantic thing in the world, but it’ll help get your marriage off to a good start. You'll save money and feel safe knowing that your medical needs are covered.
HMOs have become more popular over recent years. Because their monthly cost (a.k.a premium) is lower than most plans, they’re a great choice for younger people who are healthy and rarely go to the doctor.
Thanks to the Affordable Care Act (aka Obamacare), all major health plans that are bought through the Marketplace must cover a minimum amount of services, drugs, and treatment. These are called Essential Health Benefits.
By now you’ve probably gotten a few emails and letters from your health insurance provider about Open Enrollment starting on November 1st. But even though the Affordable Care Act (aka Obamacare) has been in effect for six years now, many people still don’t know what Open Enrollment is and why they have to go through it every year.
Here at Impact Health we're all about saving you time and making your life easier. That's why we've created this complete list (complete with graphics) of all the free preventive services that your qualified health insurance plan provides.
Qualified health plans must offer certain types of free care for women, pregnant people, and people that have breast and cervical tissue. And it’s actually illegal for any healthcare provider to turn you down for services because of your gender identity. That means that transgender men with intact cervical or breast tissue have a right to receive pap smears and mammograms.
When you take a frank look at the way stress affects health, businesses, and the economy, there really isn’t a good reason for you to always be in work mode. So don't feel guilty about unplugging from work this Labor Day weekend. It's good for you and it just might be helping lower your health insurance costs.
Did you know that every qualified health insurance plan has to offer a certain amount of checkups, screenings, and patient counseling that prevent illnesses and diseases... for free? And if you're at risk for certain diseases and illnesses, then you also get access to additional healthcare offerings.
It’s true. If your health insurance plan’s coverage took place after March 23, 2010, then it hasto cover a certain amount of preventative services. That means you don’t pay anything, whether you’ve met your yearly deductible or not.
Our technology is advancing at a rapid pace and that means that what’s considered healthy is constantly shifting as we learn more and more about our behavior and practices through data and research. It can be hard to keep track of all these changes, so we’ve rounded up some of the recent health surprises that busted our preconceived notions of what it means to be healthy.
Here at Impact Health, we’re all about transparency. And to help you stay informed, we’re outlining the facts of the presidential candidates’ healthcare plans. This is how your healthcare would be affected if Donald Trump is elected president.
Healthcare is an important political issue that affects everyone. Whomever is elected this November will play a large role in shaping our healthcare system. And with the majority of Congressional seats up for election this year, this presidential race will have a huge effect on the legislative future of healthcare.
This focus on technology has been a step in the right direction. And health insurance companies have been trying to figure out better ways to use technology, too, often as a way to sweeten incentives. But this has led to some failures, illustrating that, instead of throwing gadgetry at consumers, healthcare institutions need to understand what people actually want first.
While numerous companies (including us) are working toward realizing that perfect world, the current reality means that health plans are overly complicated. And what many people don’t know is that parts of your health plan can change, sometimes on a monthly basis.
Mental fortitude doesn’t just help when you’re trying to run 100 meters as fast as humanly possible. It powers everything you do, whether it’s managing stress, stabilizing your moods, or just being able to get through the day. We’ve gathered some Olympian-certified mental exercises and methods, showing you how you can apply them to your everyday life.
It doesn’t matter if you drink detox tea every morning, run five miles a day, and eat nothing but kale salads and quinoa, you still need health insurance. You can’t see into the future, and you’re not invincible. Health insurance safeguards you against the unknown, so that you can have what you need to keep living
There’s one thing that shouldn’t slip through the cracks – your health insurance. It’s always better to be covered just in case anything should happen. That’s why we’ve laid out all the options that are available to you when you’re in the midst of a career transition. Now, there’s one less thing to worry about.