While the concept of health insurance plans has been around since the early 1900s, there are constant changes that alter practices and policies in the field. These changes are largely drive by the preferences, buying habits and demands of consumers like you. Consider these five emerging trends in health insurance that are being driven by consumers:
Little mistakes can lead to large healthcare costs. And the worst part is that nobody tells you how you can avoid overpaying for health insurance. We believe that you shouldn’t have to be an expert to save money, so we’ve compiled a list of 12 common mistakes to help you steer clear of surprise bills and extra healthcare expenses.
Choosing to build a family comes with its ups and downs. There are the fun parts, like picking names and baby showers. And then there are the not-so-fun parts, like trying to answer the question – How do I pay for it all?
Figuring out who you can claim as a dependent is an important part of the Open Enrollment process. It will affect the type of health insurance coverage you’ll receive and whether or not you qualify for discounts. But claiming dependents is not as clear cut as writing down the names of every person that lives in your house.
A substantial part of the population won't feel the effect of rate hikes because of premium tax credits. Tax credits can help lower the amount you pay every month if you're buying your health insurance through the Marketplace. And we’re here to help you figure out if you qualify.
Health insurance terms are so confusing that it’s almost like it’s a foreign language. With Open Enrollment coming up, you’ve probably heard the words “on-exchange” and “off-exchange” a lot without knowing what they mean.
Signing up for a joint health insurance plan isn’t the most romantic thing in the world, but it’ll help get your marriage off to a good start. You'll save money and feel safe knowing that your medical needs are covered.
HMOs have become more popular over recent years. Because their monthly cost (a.k.a premium) is lower than most plans, they’re a great choice for younger people who are healthy and rarely go to the doctor.
Thanks to the Affordable Care Act (aka Obamacare), all major health plans that are bought through the Marketplace must cover a minimum amount of services, drugs, and treatment. These are called Essential Health Benefits.
By now you’ve probably gotten a few emails and letters from your health insurance provider about Open Enrollment starting on November 1st. But even though the Affordable Care Act (aka Obamacare) has been in effect for six years now, many people still don’t know what Open Enrollment is and why they have to go through it every year.
Here at Impact Health we're all about saving you time and making your life easier. That's why we've created this complete list (complete with graphics) of all the free preventive services that your qualified health insurance plan provides.